ARCHIVED: About Indiana University retirement plans

This content has been archived, and is no longer maintained by Indiana University. Information here may no longer be accurate, and links may no longer be available or reliable.

On this page:

Base retirement plans

  • Indiana University employees designated as Support Staff, Service Maintenance, and Temporary with Retirement are eligible for the Retirement & Savings Plan.
  • Employees designated as Academic and Professional Staff are eligible for the IU Retirement Plan.
Note:
If you were hired before July 1, 2013, and are on the PERF plan, see Public Employees' Retirement Fund (PERF).

Fidelity and TIAA

IU's two approved investment companies are Fidelity Investments and TIAA. You can refer to each company's website to research your investment choices before opening an account.

On each company's website, you can open your account and select investments with either, or both, companies. After opening your account, you can enter a percentage for each plan.

  • Changing percentages that go to TIAA or Fidelity: To access and change either the university contribution in the base plan or your deferral amount (current contributions), go to the Employee Center in One.IU. To proceed, you'll need to complete a login with Two-Step Login (Duo).
  • Making changes to investments: First, contact the company to discuss any short-term trading fees or other restrictions that may apply to specific investments. Make changes after logging into the company website, or by calling the number listed on your statement.
  • Moving a TIAA account to Fidelity and vice versa: Access and change your percentage amount online at the Employee Center in One.IU. To proceed, you'll need to complete a login with Two-Step Login (Duo). Then, open an account at the IU-specific website for either Fidelity or TIAA.

Vesting

Refer to your appropriate plan page for details:

IU's plan contributions

For details about IU's contributions, see:

Supplemental retirement plans

IU encourages you to contribute towards your retirement, but does not require it. You can do so using one or both of the Supplemental Retirement plans, enrolling at any time.

Each plan offers an additional contribution limit, allowing you to save even more toward retirement. Each plan also offers a "catch up" contribution limit for employees over the age of 50.

To compare and contrast the two plans, see Similarities and Differences of the IU Supplemental Retirement Plans.

To enroll in one or both plans, follow the instructions at:

You can increase, decrease, or stop contributions at any time from the Employee Center in One.IU.

Getting help

University Retirement Program Services can answer questions, and also offers individual counseling services for all eligible IU retirement plan participants and their spouses to prepare for retirement readiness. To ask a question or schedule a meeting, email Univ HR Serv Retirement Plans or call 812-856-5191.

Additionally, IU's two approved investment companies offer investment counseling services on all campuses:

This is document anjl in the Knowledge Base.
Last modified on 2019-11-21 13:49:06.